Callcredit Limited's a credit reference agency. Credit reference agencies collect and store details about consumers and their personal credit history. There're three credit reference agencies in the UK; Callcredit, Equifax and Experian. Callcredit was created by Skipton Building Society and supplies information to lenders and other organisations to enable them to establish an individual's credit history, confirm application addresses and monitor significant events which may be indicators of cre… (More on Callcredit)